Ask about our DHI interest rates of 5.50% for USDA/FHA/VA and 5.75 for Conv. Loans Ponder Place, a new community in Loxley minutes from 1-10 and direct access to Hwy 59! A short drive to the beautiful sand beaches along with other Baldwin County attractions. Step inside this popular Cali floorplan where the foyer leads to a fabulous open concept Living/Kitchen area featuring granite countertops, Frigidaire stainless steel appliances, a large pantry, and an island overlooking the spacious family room. The roomy primary suite features granite counter tops, undermount double bowl vanity, separate shower, soaking tub and large walk-in closet. The second, third and FOURTH bedrooms are to the front of the home, with a second full bath. Brand new and energy efficient, this home comes with thermal doors, Energy Star rated double pane windows, 14 SEER Carrier Heat Pump, and Home is Connected Smart Home technology. Hardie Board and Batten exterior with attached 2-car garage. Home is being built toward Gold FORTIFIED Home TM certification, which may save up to 50% on homeowner’s insurance. A 1-year builder's warranty and 10-year structural warranty are included. Pictures are of similar home and not necessarily of subject property, including interior and exterior colors, options, and finishes. Under construction. ...PLUS up to $3,000 towards closing cost if use DHI Mortgage House is USDA, VA, FHA, & Conv. eligible... Ask about our DHI interest rates of 5.50% for Govt and 5.75% for Conv Loans